iShinhan

iShinhan is a digital financial platform for loan and credit card products of Shinhan Finance. Download iShinhan to experience these amazing functions below: • 100% online application for both loan and card• 15 minutes approval of the loan• E-sign new loans from within the Mobile application • Easy payment for loans & credit cards directly from iShinhan through various payment methods• All credit card services are conducted in iShinhan, such as: Card activation, Lock/Unlock card, ePIN creation, Lock/Unlock oversea transactions/Online transactions, Installment, Loyalty v.v… (*) The application's loan/ credit card registration feature is for customers who meet the following conditions:
Vietnamese nationality
Minimum income: 4,000,000 VND/month application for the loan and 6,000,000 VND/month application for a credit card
Loan amount: from 10,000,000 VND to 300,000,000 VN. The maximum credit card limit is 100,000,000 VND
Term: minimum period is 12 months, maximum is 48 months, Card expiry date is 60 months
Fees: free of the consultation fee, application fee, application evaluation, and any other fees
The interest rate:
+Loan: is only from 18%/year to 35%/year, depending on the customer's appraisal results, and is calculated on the decreasing outstanding balance
+Credit card: Interest rate 38%/year applies to cash withdrawal, interest is calculated from the time of withdrawal (Not applicable to Cash Installment transaction). 38%/year applies to retail transactions when the retail outstanding balance of the preceding statement period is greater than 0 VND
Overdue interest: Up to 150% on overdue principal (According to regulations of the State Bank). For Credit cards, up to 150% above the basic interest rate of 38%/year, the overdue interest rate will be applied from the late payment date of 60 onwards

Example: If a customer is eligible for a loan with a loan of VND 100,000,000 for a loan period of 12 months with an interest rate of 18%/year (depending on the policy of each product)
then the monthly payment amount is temporarily calculated as 9,167,999 VND/month;
the total amount to be paid is VND 109,998,800 which includes the amount of principal and interest (total interest is VND 9,998,800), free of processing fee.

Follow and update the latest news from Shinhan Finance at:
Website: https://www.shinhanfinance.com.vn

Contact Info:
Head office: 17 & 23rd floor, Saigon Trade Center, 37 Ton Duc Thang, Ben Nghe ward, District 1, Ho Chi Minh City, Viet Nam
Hotline: 1900 5454 49
Phone: (84-28) 39 113 666
Fax: (84-28) 39 101 642
Email: dvkh@shinhanfinance.com.vn